Abu Dhabi Commercial Bank

Abu Dhabi

https://www.adcb.com

Bank Logo

About Abu Dhabi Commercial Bank

Abu Dhabi Commercial Bank (ADCB) is a prominent financial institution based in the United Arab Emirates. As the third-largest bank in the UAE, ADCB has a significant presence in terms of its balance sheet size. The bank is engaged in retail banking, commercial banking, and Islamic banking sectors, offering a wide range of commercial and retail banking services to its customers.

Services and Operations

ADCB is a full-service commercial bank providing a plethora of products and services. These include retail banking, loans, cards, and wealth management services, catering to both individual and corporate clients. The bank offers various types of bank accounts like current and savings accounts, call accounts, and online accounts such as the Active Saver. ADCB also extends its services to businesses, offering trade and merchant services, business loans, and more, helping them expand their operations and achieve their goals.

Global Presence and Customer Service

ADCB's operations extend beyond the borders of the UAE, making it a globally recognized bank. The bank's global reach is apparent in its provision of consumer wholesale banking, treasury, and investment services. ADCB serves customers within the UAE and beyond, ensuring a wide coverage of services and customer accessibility. The bank's customer service is available 24 hours a day, seven days a week, available via their Contact Center. Customers within the UAE can reach the bank through the numbers 600 50 2030 for general banking and 600 56 2626 for Islamic Banking. Customers outside the UAE can contact the bank at +971 2 6210090.

Branches

Abu Dhabi Commercial Bank ADCB - Head Office Branch

ADCB - Head Office Branch

Zayed The First St - near ADNOC Distribution - Al Danah - Zone 1 - Abu Dhabi

Abu Dhabi Commercial Bank ADCB - Mall of the Emirates Branch

ADCB - Mall of the Emirates Branch

Ground level Entrance no 1 - Sheikh Zayed Rd - near ADCB Branch - Al Barsha - Al Barsha 1 - Dubai

Abu Dhabi Commercial Bank ADCB - Musaffah Branch

ADCB - Musaffah Branch

M2 - near Emirates Post office - Musaffah - M2 - Abu Dhabi

Personal

Credit Cards

Abu Dhabi Commercial Bank Logo
APR: 44.28%
Annual Fee: AED0.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.69% (min 0.00 AED)

Benefits:

Earn 35% cashback on Talabat orders with unlimited free delivery and AED 500 welcome bonus.

Abu Dhabi Commercial Bank Logo
APR: 44.28%
Annual Fee: AED0.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.69% (min 0.00 AED)

Benefits:

Earn up to 6% cashback on daily spends with an AED 365 welcome bonus and up to AED 1,000 monthly cashback.

Deposits

Abu Dhabi Commercial Bank Logo
Minimum Deposit: AED 5,000.00
Tenure: 50 - 500 days
Interest Rate: 3.5%
Payment Frequency: On Maturity
Early Withdrawal Penalty: 1% per annum less than the applicable interest rate for the actual tenor
Islamic Deposit: No

Features:

Available for UAE residents and non-residents. Full redemption permissible.

Abu Dhabi Commercial Bank Logo
Minimum Deposit: AED 5,000.00
Tenure: 50 - 500 days
Interest Rate: 3.6%
Payment Frequency: On Maturity
Early Withdrawal Penalty: 1% per annum less than the applicable interest rate for the actual tenor
Islamic Deposit: No

Features:

Available online.

Mortgages

Abu Dhabi Commercial Bank Logo
Interest Rate: EIBOR-based
APR: N/A
Loan Tenure: 300 months
Loan-to-Value (LTV): %
Processing Fee: 0.50%-1.00% of loan amount (max AED 52,500).

Features:

Interest calculated daily, charged monthly on a 30/360 basis.

Abu Dhabi Commercial Bank Logo
Interest Rate: EIBOR-based
APR: N/A
Loan Tenure: 300 months
Loan-to-Value (LTV): %
Processing Fee: 0.50%-1.00% of loan amount (max AED 52,500).

Features:

Interest savings through linked current account.

Car Loans

Abu Dhabi Commercial Bank Logo
Interest Rate: 3.35% reducing
Maximum Loan Amount: AED 1,500,000.00
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Up to AED 1.5 million finance amount, Finance up to 80% of the car value, Insurance finance option, Quick approvals, Simple documentation.

Safe Deposit Lockers

Abu Dhabi Commercial Bank Logo
Annual Rental Fee: AED 787.50
Security Deposit: AED 1,000.00
Availability: Karama branch, Dubai only
Access Frequency: Branch hours only
Locking Mechanism: Customer key + bank master key

Special Features:

Dual key system, traditional lockers

Abu Dhabi Commercial Bank Logo
Annual Rental Fee: AED 1,050.00
Security Deposit: AED 1,000.00
Availability: Multiple branches across UAE
Access Frequency: Branch hours only
Locking Mechanism: Customer key + bank master key

Special Features:

Dual key system, traditional lockers

Personal Loans

Abu Dhabi Commercial Bank Logo
Flat Interest Rate: 3.99%
Reducing Rate: N/A
Max Loan Amount: AED 3,000,000.00
Loan Tenure: 48 months
Min Salary: AED 5,000
Processing Fee: 1.05%

Features:

No interest on unpaid interest balances (principal-only interest)

Abu Dhabi Commercial Bank Logo
Flat Interest Rate: 3.99%
Reducing Rate: N/A
Max Loan Amount: AED 1,000,000.00
Loan Tenure: 48 months
Min Salary: AED 5,000
Processing Fee: 1.05%

Features:

Loan amount up to 20 times salary, repayment period up to 4 years

Savings Accounts

Abu Dhabi Commercial Bank Logo
Interest Rate 2.25%
Minimum Balance: AED 0.00
Account Type Online Savings
Open Online: Yes
Abu Dhabi Commercial Bank Logo
Interest Rate 3.00%
Minimum Balance: AED 0.00
Account Type High Interest Savings
Open Online: Yes

Business

SWIFT Codes

Abu Dhabi Commercial Bank
ADCBAEAA

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