HSBC Bank Middle East

London, UK

https://www.hsbc.ae

Bank Logo

Overview of HSBC Bank Middle East

HSBC Bank Middle East Limited is the largest and most widely represented international bank in the Middle East. The bank was initially known as The British Bank of the Middle East and expanded its operations to Sharjah in 1953, and Abu Dhabi in 1959. It has been headquartered in Jersey since 1994, although the regional management is firmly centered in the UAE. The bank, based in Dubai, United Arab Emirates, offers a range of financial products and services with personal and online banking.

HSBC UAE Services

The bank provides services that include credit cards, current accounts, savings, and loans. Additionally, it offers mortgages, investments, and other personal banking services. HSBC UAE is part of HSBC's global network, providing customers with access to a full range of financial services through its approximately 300 offices across the Middle East and North Africa.

HSBC UAE Operations

The operations of HSBC Bank Middle East are conducted from its main office located at Unit 401, 2-4th Floor, Gate Precinct Building 02, DIFC Dubai, Dubai United Arab Emirates. The bank also has a strong online presence, providing customers with easy access to their accounts and services through its website. HSBC is a significant employer in the region, offering a range of career opportunities within the UAE.

Global Presence and Recognition

HSBC Bank Middle East has a strong global presence and recognition for its conservative risk-management standards and policies, which are generally considered more conservative than local UAE banks. This approach to risk management has earned the bank a stable outlook and an 'A+' rating from Fitch Ratings. Its operations in the UAE are a crucial part of HSBC's global network, which is one of the largest banking and financial services organizations in the world.

Branches

HSBC Bank Middle East HSBC Customer Service Centre Mall of the Emirates

HSBC Customer Service Centre Mall of the Emirates

2nd Floor, Mall Of The Emirates, Near The Cinemas - Dubai

HSBC Bank Middle East HSBC Jebel Ali Branch

HSBC Jebel Ali Branch

main gate #3 - Exit No: 22 from Sheikh Zayed Road towards - Mina Jebel Ali - Jebel Ali Freezone - Dubai

HSBC Bank Middle East HSBC Sharjah Branch

HSBC Sharjah Branch

Abdul Aziz Majid Building King Faisal Road - Sharjah

Personal

Credit Cards

HSBC Bank Middle East Logo
APR: 44.28%
Annual Fee: No Annual Fee
Interest-Free Period: -56 days
Cash Advance Fee: 3.15% (min 105.00 AED)

Benefits:

Earn extra Skywards Miles on every eligible spend and even more travel and lifestyle benefits.

HSBC Bank Middle East Logo
APR: 44.28%
Annual Fee: No Annual Fee
Interest-Free Period: -56 days
Cash Advance Fee: 3.15% (min 105.00 AED)

Benefits:

Earn Skywards Miles on every eligible spend and enjoy a host of travel and lifestyle benefits.

Mortgages

HSBC Bank Middle East Logo
Interest Rate: EIBOR-based
APR: N/A
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1% of loan amount.

Features:

Fixed rates available for up to 5 years.

HSBC Bank Middle East Logo
Interest Rate: EIBOR-based
APR: N/A
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1% of loan amount.

Features:

Interest rate adjusted quarterly.

Personal Loans

HSBC Bank Middle East Logo
Flat Interest Rate: N/A
Reducing Rate: 6.75%
Loan Tenure: 48 months
Min Salary: AED 7,500
Processing Fee: 1.00%

Features:

Fixed monthly installments, flexible tenure, early settlement allowed.

HSBC Bank Middle East Logo
Flat Interest Rate: N/A
Reducing Rate: 4.35%
Loan Tenure: 48 months
Min Salary: AED 0
Processing Fee: 0.00%

Features:

Fixed interest rate, monthly installments, no early settlement fee.

Savings Accounts

HSBC Bank Middle East Logo
Interest Rate Not Applicable
Minimum Balance: AED 3,000.00
Account Type Standard
Open Online: No
HSBC Bank Middle East Logo
Interest Rate Not Applicable
Minimum Balance: AED 0.00
Account Type Standard
Open Online: Yes

Business

SWIFT Codes

HSBC Bank Middle East
BBMEAEAD

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