Al Hilal Bank

Abu Dhabi

https://www.alhilalbank.ae

Bank Logo

About Al Hilal Bank

Established in 2007, Al Hilal Bank is a 100% government-owned Islamic bank based in Abu Dhabi, United Arab Emirates. As a Shariah-compliant institution, the bank adheres to the principles of Islamic finance, providing an array of services that are in line with these guidelines. The bank has quickly become one of the fastest-growing in the UAE and offers retail banking and wealth management services to its customers.

Services Offered

Al Hilal Bank offers a wide range of services to cater to different customer needs. This includes the provision of digital bank accounts that are Shariah-compliant. Customers can open current and savings accounts with free and instant digital access. The bank also provides multi-currency options, free withdrawals from all ADCB ATMs, and personalized debit cards. In addition to these, Al Hilal Bank has an array of finance and wealth management services. Customers can also discover a range of attractive profit rates on deposit accounts, alongside special savings accounts for children.

Customer Support & Digital Presence

Customer support is a crucial aspect of Al Hilal Bank's operations. Inside UAE, customers can reach the bank by dialing 600 522 229, while those outside the UAE can use the number (+971) 600 522 229. Al Hilal Bank has also invested in digital technology to enhance customer experience, as evidenced by its app available on Google Play. The app allows customers to effortlessly manage their accounts, transfer money, set up bill payments, and access over 425 Al Hilal Bank and ADCB ATMs across the UAE.

Global Presence and Operations

While its headquarters is in Abu Dhabi, Al Hilal Bank has an extensive network of branches and ATMs that bring its services closer to customers. The bank's main office is located near the Al Saad bridge, Al Bahar Tower, Al Salam Street, Markaziyah, Eastern Grove Road in Abu Dhabi. However, its reach extends across the UAE, providing financial solutions in accordance with Islamic finance principles. As a digital bank, it is also accessible to customers globally through its online and mobile banking platforms.

Branches

Al Hilal Bank Al Hilal Bank - Nad Al Hammar Branch

Al Hilal Bank - Nad Al Hammar Branch

Bel Remaitha Club - Bldg D83 Rebat St - Nadd Al Hamar - Dubai

Al Hilal Bank AlHilal Bank HQ

AlHilal Bank HQ

FC42+H7Q - Al bahar Tower,Al Salam Street,markaziyah,near Abu Dhabi College - Abu Dhabi

Al Hilal Bank Al Hilal Bank - Ras Al Khaimah Branch

Al Hilal Bank - Ras Al Khaimah Branch

Al Muntasir Rd - Al Nakheel - Ras Al Khaimah

Personal

Deposits

Al Hilal Bank Logo
Minimum Deposit: AED 5,000.00
Tenure: 30 - 1825 days
Interest Rate: 1.1%
Payment Frequency: Monthly
Early Withdrawal Penalty: Profit recalculated for the completed period; excess profit received is adjusted.
Islamic Deposit: Yes

Features:

Auto rollover available. Monthly profit distribution. Available for minors with guardian consent.

Al Hilal Bank Logo
Minimum Deposit: AED 5,000.00
Tenure: 30 - 365 days
Interest Rate: 5.25%
Payment Frequency: Upon Maturity or Monthly
Early Withdrawal Penalty: Profit reduced by 1% from the applicable rate; no profit if withdrawn before 1 month.
Islamic Deposit: Yes

Features:

Flexible tenures. Higher tenures offer better expected returns. Credit card eligibility based on deposit.

Mortgages

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Interest Rate: EIBOR-based
APR: N/A
Max Loan Amount: AED 4,000,000.00
Loan Tenure: 300 months
Loan-to-Value (LTV): 80.00%
Processing Fee: AED 10,500 (includes VAT).

Features:

Only selected properties from approved developers in Abu Dhabi and Dubai are eligible.

Al Hilal Bank Logo
Interest Rate: EIBOR-based
APR: N/A
Max Loan Amount: AED 4,000,000.00
Loan Tenure: 300 months
Loan-to-Value (LTV): 80.00%
Processing Fee: 0% documentation and study fee.

Features:

Only selected properties from approved developers in Abu Dhabi and Dubai are eligible.

Car Loans

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Interest Rate: 2.48% reducing
Maximum Loan Amount: AED 1,500,000.00
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Shariah-compliant finance. No salary transfer required. Fast approval process. Flexible tenure up to 5 years. Joint income possibility with blood relatives.

Personal Loans

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Flat Interest Rate: N/A
Reducing Rate: 3.99%
Max Loan Amount: AED 2,000,000.00
Loan Tenure: 48 months
Min Salary: AED 5,000
Processing Fee: 1.00%

Features:

Ease of consolidating multiple liabilities at once

Al Hilal Bank Logo
Flat Interest Rate: N/A
Reducing Rate: 3.99%
Max Loan Amount: AED 1,000,000.00
Loan Tenure: 48 months
Min Salary: AED 5,000
Processing Fee: 1.00%

Features:

Fully Sharia-compliant structure for personal cash requirements

Savings Accounts

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Interest Rate Not Applicable
Minimum Balance: AED 3,000.00
Account Type Islamic Savings (Mudarabah)
Open Online: Yes
Al Hilal Bank Logo
Interest Rate Not Applicable
Minimum Balance: AED 500.00
Account Type Islamic Savings (Mudarabah)
Open Online: Yes

Business

SWIFT Codes

Al Hilal Bank
HLALAEAA

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