Compare term deposit options from leading UAE banks and maximize returns on your savings.

Secure the Best Deposit Rates in the UAE

Commercial Bank International Logo

Commercial Bank International

Minimum Deposit: AED 10,000.00
Tenure: 30 - 365 days
Interest Rate: Varies
Payment Frequency: Monthly or Annually
Early Withdrawal Penalty: Minus 2% of the published rate for the completed tenure. No interest if tenure is 2% or less.
Islamic Deposit: No

Features:

Secured overdraft facility available up to 90%, subject to approval. Open multiple fixed deposits in different currencies.

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Citibank N. A. Logo

Citibank N. A.

Minimum Deposit: AED 1,000.00
Tenure: 7 - 1095 days
Interest Rate: 4%
Payment Frequency: On Maturity
Early Withdrawal Penalty: If withdrawn within 7 days, no interest is paid. If withdrawn after 7 days but before maturity, interest is recalculated at the nearest lower tenure rate minus 1%.
Islamic Deposit: No

Features:

Available in multiple currencies with flexible tenure options. Deposits can be renewed automatically at prevailing rates.

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Dubai Islamic Bank Logo

Dubai Islamic Bank

Minimum Deposit: AED 25,000.00
Tenure: 180 - 365 days
Interest Rate: Varies
Payment Frequency: Upfront (15 days after booking)
Early Withdrawal Penalty: Profit entitlement reduced based on duration held before maturity.
Islamic Deposit: Yes

Features:

Sharia-compliant Wakala investment; funds must remain for full tenor to earn expected profit.

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Dubai Islamic Bank Logo

Dubai Islamic Bank

Minimum Deposit: AED 25,000.00
Tenure: 30 - 720 days
Interest Rate: Varies
Payment Frequency: On Maturity
Early Withdrawal Penalty: Lower profit applies if withdrawn before maturity.
Islamic Deposit: Yes

Features:

Available in AED and USD; flexible tenors from 1 to 24 months.

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Dubai Islamic Bank Logo

Dubai Islamic Bank

Minimum Deposit: AED 5,000.00
Tenure: 30 - 365 days
Interest Rate: Varies
Payment Frequency: Quarterly
Early Withdrawal Penalty: Profit payout based on tenure completed; no profit if withdrawn within 30 days.
Islamic Deposit: Yes

Features:

Depositors share profits based on weightages; auto-renewal available.

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Dubai Islamic Bank Logo

Dubai Islamic Bank

Minimum Deposit: AED 25,000.00
Tenure: 1080 - 1800 days
Interest Rate: Varies
Payment Frequency: On Maturity
Early Withdrawal Penalty: Profit entitlement reduced if withdrawn before full tenure.
Islamic Deposit: Yes

Features:

Tenors of 36 and 60 months; intended for long-term Islamic investment.

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Dubai Islamic Bank Logo

Dubai Islamic Bank

Minimum Deposit: AED 10,000.00
Tenure: 540 - 540 days
Interest Rate: Varies
Payment Frequency: On Maturity
Early Withdrawal Penalty: Premature liquidation fee applies; lower profit payout.
Islamic Deposit: Yes

Features:

Profit rates escalate over time; higher returns towards end of tenor.

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Dubai Islamic Bank Logo

Dubai Islamic Bank

Minimum Deposit: AED 1,000.00
Tenure: 365 - 1800 days
Interest Rate: Varies
Payment Frequency: On Maturity
Early Withdrawal Penalty: Lower profit payout if withdrawn before full tenor.
Islamic Deposit: Yes

Features:

Monthly savings starting at AED 1,000; tenors from 1 to 5 years.

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Dubai Islamic Bank Logo

Dubai Islamic Bank

Minimum Deposit: AED 25,000.00
Tenure: 90 - 1800 days
Interest Rate: Varies
Payment Frequency: Monthly
Early Withdrawal Penalty: Lower profit payout if withdrawn before full tenor.
Islamic Deposit: Yes

Features:

Profit paid monthly, available tenors from 3 months to 5 years.

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Emirates Islamic Logo

Emirates Islamic

Minimum Deposit: AED 25,000.00
Tenure: 90 - 1825 days
Interest Rate: Varies
Payment Frequency: Upfront
Early Withdrawal Penalty: Profit paid upfront is deducted if withdrawn early.
Islamic Deposit: Yes

Features:

Allows customers to receive profit upfront upon booking the deposit.

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