Compare term deposit options from leading UAE banks and maximize returns on your savings.

Secure the Best Deposit Rates in the UAE

Emirates Islamic Logo

Emirates Islamic

Minimum Deposit: AED 10,000.00
Tenure: 90 - 720 days
Interest Rate: 3.5%
Payment Frequency: On Maturity
Early Withdrawal Penalty: Lower profit payout based on completed tenor.
Islamic Deposit: Yes

Features:

Flexible tenure options with competitive profit rates.

Learn more
Emirates Islamic Logo

Emirates Islamic

Minimum Deposit: AED 25,000.00
Tenure: 30 - 365 days
Interest Rate: Varies
Payment Frequency: On Maturity
Early Withdrawal Penalty: Lower profit applies if withdrawn before maturity.
Islamic Deposit: Yes

Features:

Allows withdrawals with minimal impact on profits.

Learn more
Emirates Islamic Logo

Emirates Islamic

Minimum Deposit: AED 10,000.00
Tenure: 90 - 1825 days
Interest Rate: Varies
Payment Frequency: Quarterly, Half-Yearly, or Annually
Early Withdrawal Penalty: Profit payout adjusted based on tenure completed.
Islamic Deposit: Yes

Features:

Available for UAE residents and non-residents; flexible investment terms.

Learn more
El Nilein Bank Logo

El Nilein Bank

Minimum Deposit: AED 10,000.00
Tenure: 365 - 1095 days
Interest Rate: 4%
Payment Frequency: On Maturity
Early Withdrawal Penalty: If withdrawn before 30 days, no profit is paid. If withdrawn before full tenure, profit is recalculated based on applicable weightages and a 1% reduction is applied.
Islamic Deposit: Yes

Features:

Unrestricted Mudaraba contract. Deposits are pooled into Sharia-compliant investments, with weightages determining profit distribution.

Learn more
Emirates NBD Logo

Emirates NBD

Minimum Deposit: AED 10,000.00
Tenure: 7 - 1825 days
Interest Rate: Varies
Payment Frequency: On Maturity
Early Withdrawal Penalty: Applicable rate less 1% on the withdrawn amount.
Islamic Deposit: No

Features:

Overdraft facility available; flexible tenures up to 5 years.

Learn more
Emirates NBD Logo

Emirates NBD

Minimum Deposit: AED 10,000.00
Tenure: 90 - 1095 days
Interest Rate: Varies
Payment Frequency: Monthly, Quarterly, or Half-Yearly
Early Withdrawal Penalty: Reduced profit rate applies to withdrawn amount.
Islamic Deposit: No

Features:

Allows partial withdrawals while keeping the rest of the deposit intact.

Learn more
Emirates NBD Logo

Emirates NBD

Minimum Deposit: AED 10,000.00
Tenure: 180 - 1825 days
Interest Rate: Varies
Payment Frequency: Monthly, Quarterly, or Half-Yearly
Early Withdrawal Penalty: 1% deduction on applicable rate for the withdrawn amount.
Islamic Deposit: No

Features:

Allows scheduled payouts for regular income.

Learn more
Emirates NBD Logo

Emirates NBD

Minimum Deposit: AED 100,000.00
Tenure: 90 - 730 days
Interest Rate: Varies
Payment Frequency: On Maturity
Early Withdrawal Penalty: Reduced profit rate applies if withdrawn early.
Islamic Deposit: No

Features:

Funds are invested in ESG and sustainable projects.

Learn more
Emirates NBD Logo

Emirates NBD

Minimum Deposit: AED 500.00
Tenure: 365 - 1825 days
Interest Rate: Varies
Payment Frequency: On Maturity
Early Withdrawal Penalty: No interest if withdrawn before full tenor.
Islamic Deposit: No

Features:

Allows goal-based savings with fixed monthly contributions.

Learn more
Emirates NBD Logo

Emirates NBD

Minimum Deposit: AED 1,000.00
Tenure: 90 - 365 days
Interest Rate: 1.86%
Payment Frequency: On Maturity
Early Withdrawal Penalty: No interest if withdrawn before full tenor.
Islamic Deposit: No

Features:

Designed for customers looking for consistent and higher returns.

Learn more