Smart S@ver Account

Emirates NBD

Conventional - Online Savings

Emirates NBD logo
UAE Nationals Eligible Yes
Expatriates Eligible Yes
Non-Residents Eligible Yes
Minimum Age 18 Years
Flat Interest Rate - Online-only savings with up to 2% p.a. (nil interest if below AED 25,000).
Interest Payment Frequency Monthly
Islamic Banking No
Minimum Balance Requirement AED 25,000.00
Below Minimum Fee AED 26.25
Early Closure Fee AED 105.00
Supported Currencies AED, USD, GBP
Prize Draw No
Cashback Rewards No
Lounge Access No
Requires Regular Deposits No
Regular Deposits Details Limited free withdrawals; meant to encourage saving
Joint Account Allowed Yes
Minor Allowed No
savings_accounts.can_open_online Yes
Required Documents
  • Emirates ID
  • Valid Passport (for non-UAE nationals)
  • UAE Residence Visa (for expats)
  • Proof of Address
  • Source of Funds
Mobile Banking Yes
Debit Card No
Cheque Book No
24/7 Support Yes
Sustainability Incentives No
Goal-Based Savings No

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