Emirates NBD

Dubai

https://www.emiratesnbd.com/en/

Bank Logo

Overview of Emirates NBD

Emirates NBD Bank PJSC is one of the top banking institutions in the United Arab Emirates (UAE). Being government-owned, it is one of the largest banking groups in the Middle East in terms of assets. The bank is a leading financial services brand in the UAE with an impressive brand value of USD 3.89 billion. As the official banking partner for a multitude of customers across the UAE, Emirates NBD offers a wide array of services to meet different financial needs.

Services and Operations

Emirates NBD provides tailored banking services to its customers. From simple banking needs to wealth management, the bank offers a comprehensive range of services. In an effort to promote customer satisfaction, the bank also provides zero commissions for 3 months on wealth management. The bank operates numerous branches across the UAE, with dedicated ATMs for customer convenience. One such branch is located at Al Fahidi St, 19th St, Bur Dubai, Dubai, with the contact number being 00 971 600 540000.

Online Presence and Global Reach

Emirates NBD has a strong online presence, offering online banking services to its customers. Users can register for online banking, reset their passwords, and retrieve their user names through their online platform. Customers can access these services anytime, anywhere, ensuring convenience and ease of banking transactions. The bank's global reach is evident in its brand value and its presence on various social media platforms such as Instagram, where they keep their customers updated with the latest news and services.

Conclusion

In conclusion, Emirates NBD is a premier banking institution in the UAE that offers a mix of traditional and modern banking services to its customers. Its remarkable growth and reputation are a testament to its commitment to providing excellent financial services, as well as its drive to innovate and adapt to changing market conditions and customer needs.

Branches

Emirates NBD Emirates NBD - The Greens Branch

Emirates NBD - The Greens Branch

The Greens Branch Ground Floor, Onyx Tower 2 - Dubai

Emirates NBD Emirates NBD - Dubai Hills Mall Branch

Emirates NBD - Dubai Hills Mall Branch

Umm Suqeim St - Dubai

Emirates NBD Emirates NBD - Emirates Mall Branch

Emirates NBD - Emirates Mall Branch

Mall of The Emirates - Ground Level - Al Barsha - Dubai

Personal

Credit Cards

Emirates NBD Logo
APR: 39.00%
Annual Fee: AED1,575.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 103.95 AED)

Benefits:

Earn Skywards miles on every spend; Complimentary airport lounge access; Travel insurance.

Emirates NBD Logo
APR: 39.00%
Annual Fee: AED1,575.00
Interest-Free Period: 25-55 days
Cash Advance Fee: 3.15% (min 103.95 AED)

Benefits:

Exclusive lifestyle rewards and discounts; Access to premium airport lounges; International concierge services.

Deposits

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Minimum Deposit: AED 10,000.00
Tenure: 7 - 1825 days
Interest Rate: Varies
Payment Frequency: On Maturity
Early Withdrawal Penalty: Applicable rate less 1% on the withdrawn amount.
Islamic Deposit: No

Features:

Overdraft facility available; flexible tenures up to 5 years.

Emirates NBD Logo
Minimum Deposit: AED 10,000.00
Tenure: 90 - 1095 days
Interest Rate: Varies
Payment Frequency: Monthly, Quarterly, or Half-Yearly
Early Withdrawal Penalty: Reduced profit rate applies to withdrawn amount.
Islamic Deposit: No

Features:

Allows partial withdrawals while keeping the rest of the deposit intact.

Mortgages

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Interest Rate: 2.99%
APR: 3.07%
Max Loan Amount: AED 20,000,000.00
Loan Tenure: 300 months
Loan-to-Value (LTV): 85.00%
Processing Fee: 1.05% of loan amount.

Features:

Government housing program support available.

Emirates NBD Logo
Interest Rate: 3.25%
APR: 3.85%
Loan Tenure: 300 months
Loan-to-Value (LTV): 80.00%
Processing Fee: 1.05% of loan amount.

Features:

Competitive rates for UAE residents.

Car Loans

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Interest Rate:
Maximum Loan Amount:
Loan Tenure: months
Loan-to-Value (LTV): 80.00%

Features:

Emirates NBD Logo
Interest Rate:
Maximum Loan Amount:
Loan Tenure: months
Loan-to-Value (LTV): 80.00%

Features:

Eco-friendly vehicle financing with possible incentives

Safe Deposit Lockers

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Annual Rental Fee: AED 2,100.00
Security Deposit: AED 0.00
Availability: Only at Jumeirah Branch, Dubai
Access Frequency: 24/7 self-service
Locking Mechanism: Biometric fingerprint + key card + PIN

Special Features:

Automated robotic retrieval with biometric entry

Emirates NBD Logo
Annual Rental Fee: AED 3,150.00
Security Deposit: AED 0.00
Availability: Only at Jumeirah Branch, Dubai
Access Frequency: 24/7 self-service
Locking Mechanism: Biometric fingerprint + key card + PIN

Special Features:

Automated robotic retrieval with biometric entry

Personal Loans

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Flat Interest Rate: N/A
Reducing Rate: N/A
Max Loan Amount: AED 3,000,000.00
Loan Tenure: 48 months
Min Salary: AED 0
Processing Fee: 1.05%

Features:

Salary transfer required; competitive interest rates; quick approval.

Emirates NBD Logo
Flat Interest Rate: N/A
Reducing Rate: N/A
Max Loan Amount: AED 4,000,000.00
Loan Tenure: 48 months
Min Salary: AED 0
Processing Fee: 1.05%

Features:

Salary transfer required; competitive interest rates; quick approval.

Savings Accounts

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Interest Rate 0.20%
Minimum Balance: AED 3,000.00
Account Type Conventional - Standard Savings
Open Online: Yes
Emirates NBD Logo
Interest Rate 0.25% - 0.50%
Minimum Balance: AED 10,000.00
Account Type Conventional - Tiered Savings
Open Online: Yes

Business

Business Current Accounts

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Min. Avg. Balance: AED 0.00
Monthly Fee: AED 261.45
Emirates NBD Logo
Min. Avg. Balance: AED 50,000.00
Monthly Fee: AED 0.00

SWIFT Codes

Emirates NBD - Head Office
EBILAEAD

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