HBL Saving Account (UAE)

Habib Bank Ltd.

Standard Savings

Habib Bank Ltd. logo
UAE Nationals Eligible Yes
Expatriates Eligible Yes
Non-Residents Eligible Yes
Minimum Age 18 Years
Flat Interest Rate 0.05% - Profit rate of 0.05% annually. Credited half-yearly on the minimum balance maintained during the period. Subject to change with 60 days’ notice.
Interest Payment Frequency Half-Yearly
Islamic Banking No
Minimum Balance Requirement AED 5,000.00
Below Minimum Fee AED 75.00
Early Closure Fee AED 100.00
Supported Currencies AED, USD, EUR, GBP
Prize Draw No
Cashback Rewards No
Lounge Access No
Requires Regular Deposits No
Joint Account Allowed Yes
Minor Allowed No
savings_accounts.can_open_online No
Required Documents
  • For resident: Original passport with residence visa, Emirates ID, proof of residence, proof of income
  • For non-resident: Original passport, proof of address or reference letter, etc. (depending on bank’s internal policies)
Mobile Banking Yes
Debit Card Yes
Cheque Book No
24/7 Support Yes
Sustainability Incentives No
Goal-Based Savings No

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