Medical Finance
| 伊斯兰金融 | 是 |
| 最低工资 | AED 5,000 |
| 最低年龄 | 21 年 |
| 最高年龄 | 65 年 |
| 适用于阿联酋国民 | 是 |
| 适用于外籍人士 | 是 |
| 适用于有薪人员 | 是 |
| 适用于自雇人士 | 否 |
| 要求工资转账 | 是 |
| 就业条件 | Stable job history with salary transferred to Al Hilal Bank |
| 最低贷款金额 | AED 5,000.00 |
| 最高贷款金额 | AED 200,000.00 |
| 最低贷款期限 | 6 个月 |
| 最高贷款期限 | 48 个月 |
| 固定利率： | 不适用 |
| 递减利率： | 4.25% - Profit rate for healthcare expenses, subject to eligibility |
| 处理费： | 1.00% - Fee based on financed amount, up to a certain cap |
| 提前结清费： | 1.00% - Portion of unpaid principal if settled before term ends |
| 逾期付款费： | 0.00% - Handled via charitable donation as per Sharia principles |
| 保险费： | 不适用 - May require Takaful coverage for the financed amount |
所需文件
Emirates ID, medical bills or quotes, salary certificate
促销活动
Discounted processing fees at certain partner clinics or hospitals
额外福利
Flexible repayment structure to accommodate longer treatments
特点：
Funds disbursed for medical procedures or hospital bills
一般说明
Aim to ease financial burden in medical emergencies, subject to bank’s final review
