Personal Finance for Liability Takeover
| 伊斯兰金融 | 是 |
| 最低工资 | AED 5,000 |
| 最低年龄 | 21 年 |
| 最高年龄 | 60 年 |
| 适用于阿联酋国民 | 是 |
| 适用于外籍人士 | 是 |
| 适用于有薪人员 | 是 |
| 适用于自雇人士 | 否 |
| 要求工资转账 | 是 |
| 就业条件 | Applicants must provide evidence of liabilities with other banks and valid income proof. |
| 最低贷款金额 | AED 15,000.00 |
| 最高贷款金额 | AED 300,000.00 |
| 最低贷款期限 | 12 个月 |
| 最高贷款期限 | 60 个月 |
| 固定利率： | 3.50% - Slightly higher fixed profit rate reflecting takeover risks. |
| 递减利率： | 6.00% - Reducing profit rate adjusted for liability consolidation. |
| 处理费： | 1.00% - Standard 1% fee as per documentation requirements. |
| 提前结清费： | 1.00% - 1% fee on outstanding principal for early settlement. |
| 逾期付款费： | 1.00% - 1% late payment fee on installment amounts. |
| 保险费： | 0.63% - Takaful fee estimated at 0.63% on the finance amount. |
所需文件
Emirates ID, salary certificate, bank statements, and liability details from previous bank(s).
促销活动
May include special rates for customers transferring liabilities.
额外福利
Helps consolidate debt from multiple banks under one facility.
特点：
Structured to facilitate takeover of liabilities using Islamic financing principles.
一般说明
Subject to enhanced credit assessment and regulatory guidelines.
