Salary Transfer Finance
| 伊斯兰金融 | 是 |
| 最低工资 | AED 5,000 |
| 最低年龄 | 21 年 |
| 最高年龄 | 65 年 |
| 适用于阿联酋国民 | 是 |
| 适用于外籍人士 | 是 |
| 适用于有薪人员 | 是 |
| 适用于自雇人士 | 否 |
| 要求工资转账 | 是 |
| 就业条件 | Full salary transfer to Ajman Bank required, minimum 6 months job continuity |
| 最低贷款金额 | AED 5,000.00 |
| 最高贷款金额 | AED 1,000,000.00 |
| 最低贷款期限 | 6 个月 |
| 最高贷款期限 | 48 个月 |
| 固定利率： | 不适用 |
| 递减利率： | 3.99% - Lower profit rate for salary transfer customers |
| 处理费： | 1.00% - Calculated on financed amount, T&C apply |
| 提前结清费： | 1.00% - On remaining financed portion if settled before maturity |
| 逾期付款费： | 0.00% - Donation component for delayed payments as per Sharia requirements |
| 保险费： | 不适用 - Coverage under bank’s Takaful plan if applicable |
所需文件
Emirates ID, passport/visa, salary certificates, bank statements
促销活动
Exclusive rates for select government or semi-government employees
额外福利
Potential higher finance limit based on salary multiple
特点：
Easy top-up options after timely repayments
一般说明
Eligibility and final amount subject to bank’s credit criteria
