New to Country Employment Loan
| 伊斯兰金融 | 否 |
| 最低工资 | AED 5,000 |
| 最低年龄 | 不适用 年 |
| 最高年龄 | 不适用 年 |
| 适用于阿联酋国民 | 否 |
| 适用于外籍人士 | 是 |
| 适用于有薪人员 | 是 |
| 适用于自雇人士 | 否 |
| 要求工资转账 | 否 |
| 就业条件 | Designed for expats new to the UAE, subject to employment verification and residency. |
| 最低贷款金额 | AED 30,000.00 |
| 最高贷款金额 | AED 1,000,000.00 |
| 最低贷款期限 | 12 个月 |
| 最高贷款期限 | 60 个月 |
| 固定利率： | 7.50% - Flat interest rate applicable for new expats, subject to credit assessment. |
| 递减利率： | 7.75% - Reducing balance rate for new expats; rates vary based on credit profile. |
| 处理费： | 1.00% - Processing fee of 1% of the loan amount. |
| 提前结清费： | 1.00% - Early settlement fee of 1% on outstanding balance. |
| 逾期付款费： | 不适用 |
| 保险费： | 不适用 |
所需文件
Passport, residence visa, employment contract, salary certificate, bank statements.
额外福利
Simplified application process with flexible repayment options tailored for newcomers.
特点：
Designed specifically for expats new to the UAE; competitive interest rates; quick processing.
一般说明
Offer subject to eligibility, credit assessment, and terms and conditions.
