| Joining Fee | 208.95 |
| Renewal Fee | 208.95 |
| Annual Fee | 208.95 |
| APR | 41.88% |
| Interest-Free Period | 25 - 55 days |
| Cash Advance Fee | 3.15% (min 103.95) |
| Foreign Transaction Fee | 1.99% |
| Late Payment Fee | 241.50 |
| Over Limit Fee | 292.95 |
| Balance Transfer Fee | 5.00% |
| Credit Shield Fee | 0.99% |
Benefits
Public transport benefits; Travel and shopping discounts.
