Discover a world of personal loan options in the UAE designed to meet your unique financial needs. From competitive interest rates and flexible repayment plans to exclusive benefits, our platform brings you a curated selection of loan offers that empower you to consolidate debt, manage emergencies, or finance major projects. Take control of your financial future with personalized solutions that fit your lifestyle.

UAE Personal Loans – Flexible Financing Tailored for You

National Bank of Umm Al-Qaiwain Logo
Flat Interest Rate: N/A
Reducing Rate: 6.80%
Max Loan Amount: AED 1,000,000.00
Loan Tenure: 48 months
Min Salary: AED 10,000
Processing Fee: 1.05%

Features:

Available in both conventional and Islamic variants; EMI-based repayment; life insurance included.

National Bank of Ras Al-Khaimah PJSC (RAKBANK) Logo
Flat Interest Rate: N/A
Reducing Rate: N/A
Max Loan Amount: AED 500,000.00
Loan Tenure: 48 months
Min Salary: AED 3,000
Processing Fee: 1.00%

Features:

Available in both conventional and Islamic variants; salary transfer required.

National Bank of Ras Al-Khaimah PJSC (RAKBANK) Logo
Flat Interest Rate: N/A
Reducing Rate: N/A
Max Loan Amount: AED 1,000,000.00
Loan Tenure: 48 months
Min Salary: AED 5,000
Processing Fee: 1.00%

Features:

Available in both conventional and Islamic variants; mandatory salary transfer.

National Bank of Ras Al-Khaimah PJSC (RAKBANK) Logo
Flat Interest Rate: N/A
Reducing Rate: N/A
Max Loan Amount: AED 300,000.00
Loan Tenure: 48 months
Min Salary: AED 5,000
Processing Fee: 1.00%

Features:

Designed for financing education both within the UAE and abroad; available in conventional and Islamic variants.

National Bank of Ras Al-Khaimah PJSC (RAKBANK) Logo
Flat Interest Rate: N/A
Reducing Rate: N/A
Max Loan Amount: AED 500,000.00
Loan Tenure: 48 months
Min Salary: AED 5,000
Processing Fee: 1.00%

Features:

Tailored for eco-friendly purchases; available in both conventional and Islamic variants.

National Bank of Ras Al-Khaimah PJSC (RAKBANK) Logo
Flat Interest Rate: N/A
Reducing Rate: N/A
Max Loan Amount: AED 200,000.00
Loan Tenure: 36 months
Min Salary: AED 3,000
Processing Fee: 1.00%

Features:

Designed for urgent cash requirements with a simplified application process.

National Bank of Ras Al-Khaimah PJSC (RAKBANK) Logo
Flat Interest Rate: N/A
Reducing Rate: N/A
Max Loan Amount: AED 500,000.00
Loan Tenure: 48 months
Min Salary: AED 10,000
Processing Fee: 1.00%

Features:

Competitive terms for first-job candidates; available in both conventional and Islamic variants.

National Bank of Ras Al-Khaimah PJSC (RAKBANK) Logo
Flat Interest Rate: N/A
Reducing Rate: N/A
Max Loan Amount: AED 200,000.00
Loan Tenure: 48 months
Min Salary: AED 5,000
Processing Fee: 1.00%

Features:

Simplified product without mandatory salary transfer; available in both conventional and Islamic variants.

Sharjah Islamic Bank Logo
Flat Interest Rate: 2.89%
Reducing Rate: 5.33%
Max Loan Amount: AED 500,000.00
Loan Tenure: 48 months
Min Salary: AED 5,000
Processing Fee: 1.00%

Features:

Islamic financing based on Murabaha/Ijarah structure with transparent fee details.

Sharjah Islamic Bank Logo
Flat Interest Rate: 3.00%
Reducing Rate: 5.50%
Max Loan Amount: AED 200,000.00
Loan Tenure: 36 months
Min Salary: AED 5,000
Processing Fee: 1.00%

Features:

Provides additional liquidity while leveraging current finance relationships.