Discover a world of personal loan options in the UAE designed to meet your unique financial needs. From competitive interest rates and flexible repayment plans to exclusive benefits, our platform brings you a curated selection of loan offers that empower you to consolidate debt, manage emergencies, or finance major projects. Take control of your financial future with personalized solutions that fit your lifestyle.

UAE Personal Loans – Flexible Financing Tailored for You

Commercial Bank of Dubai Logo
Flat Interest Rate: 3.00%
Reducing Rate: 5.50%
Max Loan Amount: AED 150,000.00
Loan Tenure: 48 months
Min Salary: AED 10,000
Processing Fee: 0.50%

Features:

Up to AED 150,000 without salary transfer; quick processing; minimal paperwork.

Commercial Bank of Dubai Logo
Flat Interest Rate: 3.00%
Reducing Rate: 5.50%
Max Loan Amount: AED 750,000.00
Loan Tenure: 48 months
Min Salary: AED 8,000
Processing Fee: 1.00%

Features:

Finance up to 15x salary for expats, 20x for UAE Nationals; flexible repayment terms up to 48 months.

Dubai Islamic Bank Logo
Flat Interest Rate: N/A
Reducing Rate: 7.00%
Max Loan Amount: AED 4,000,000.00
Loan Tenure: 48 months
Min Salary: AED 3,000
Processing Fee: 1.05%

Features:

Sharia-compliant (Sukuk purchase and sale). Flexible repayment plans, potential high financing limits.

Dubai Islamic Bank Logo
Flat Interest Rate: N/A
Reducing Rate: 7.00%
Max Loan Amount: AED 2,000,000.00
Loan Tenure: 48 months
Min Salary: AED 3,000
Processing Fee: 1.05%

Features:

Finances intangible services under Ijara structure; easy installments for rent, medical, educational fees, etc.

Dubai Islamic Bank Logo
Flat Interest Rate: N/A
Reducing Rate: 7.00%
Max Loan Amount: AED 2,000,000.00
Loan Tenure: 48 months
Min Salary: AED 3,000
Processing Fee: 1.05%

Features:

Allows purchase of goods via Murabaha contract at cost plus agreed profit; flexible usage (business expansions, personal assets).

Dubai Islamic Bank Logo
Flat Interest Rate: N/A
Reducing Rate: 7.00%
Max Loan Amount: AED 4,000,000.00
Loan Tenure: 48 months
Min Salary: AED 3,000
Processing Fee: 1.05%

Features:

Combines multiple liabilities (credit cards, finances) into one DIB plan. Possible free-up of leftover funds if eligibility allows.

Dubai Islamic Bank Logo
Flat Interest Rate: N/A
Reducing Rate: 7.00%
Max Loan Amount: AED 4,000,000.00
Loan Tenure: 48 months
Min Salary: AED 3,000
Processing Fee: 1.05%

Features:

Consolidates or restructures multiple DIB or external obligations into a single Sharia-compliant facility, often with extra top-up.

Dubai Islamic Bank Logo
Flat Interest Rate: N/A
Reducing Rate: 7.00%
Max Loan Amount: AED 2,000,000.00
Loan Tenure: 48 months
Min Salary: AED 3,000
Processing Fee: 1.05%

Features:

Highlights DIB’s approach to responsible banking. Sharia-compliant structure plus a social or environmental emphasis.

Emirates Islamic Logo
Flat Interest Rate: 2.00%
Reducing Rate: 2.38%
Loan Tenure: 60 months
Min Salary: AED 0
Processing Fee: 0.79%

Features:

Fixed profit rate, flexible tenure up to 60 months, Shariah-compliant Murabaha financing.

Emirates NBD Logo
Flat Interest Rate: N/A
Reducing Rate: N/A
Max Loan Amount: AED 3,000,000.00
Loan Tenure: 48 months
Min Salary: AED 0
Processing Fee: 1.05%

Features:

Salary transfer required; competitive interest rates; quick approval.