Discover a world of personal loan options in the UAE designed to meet your unique financial needs. From competitive interest rates and flexible repayment plans to exclusive benefits, our platform brings you a curated selection of loan offers that empower you to consolidate debt, manage emergencies, or finance major projects. Take control of your financial future with personalized solutions that fit your lifestyle.

UAE Personal Loans – Flexible Financing Tailored for You

HSBC Bank Middle East Logo
Flat Interest Rate: N/A
Reducing Rate: N/A
Loan Tenure: months
Min Salary: AED 0
Processing Fee: N/A

Features:

Top-up on existing HSBC loan, repayment flexibility.

HSBC Bank Middle East Logo
Flat Interest Rate: N/A
Reducing Rate: N/A
Loan Tenure: months
Min Salary: AED 0
Processing Fee: N/A

Features:

Covers tuition and related education costs.

HSBC Bank Middle East Logo
Flat Interest Rate: N/A
Reducing Rate: N/A
Loan Tenure: months
Min Salary: AED 0
Processing Fee: N/A

Features:

Flexible payment structure for tuition fees.

Mashreq Logo
Flat Interest Rate: 7.49%
Reducing Rate: 7.49%
Max Loan Amount: AED 1,000,000.00
Loan Tenure: 48 months
Min Salary: AED 0
Processing Fee: 1.05%

Features:

Fixed reducing balance interest rate for the life of the loan; clear, transparent terms.

Mashreq Logo
Flat Interest Rate: 10.49%
Reducing Rate: 10.49%
Max Loan Amount: AED 800,000.00
Loan Tenure: 48 months
Min Salary: AED 0
Processing Fee: 1.05%

Features:

Flexible reducing balance interest rate; competitive processing fee; mandatory salary transfer.

Mashreq Logo
Flat Interest Rate: 8.99%
Reducing Rate: 8.99%
Max Loan Amount: AED 500,000.00
Loan Tenure: 36 months
Min Salary: AED 0
Processing Fee: 1.00%

Features:

Digital application process; fast approval and disbursal; competitive fixed rate.

Mashreq Logo
Flat Interest Rate: 7.99%
Reducing Rate: 7.99%
Max Loan Amount: AED 500,000.00
Loan Tenure: 60 months
Min Salary: AED 0
Processing Fee: 1.00%

Features:

Seamless top-up process for existing customers; competitive rates; minimal documentation.

National Bank of Fujairah Logo
Flat Interest Rate: N/A
Reducing Rate: N/A
Max Loan Amount: AED 3,000,000.00
Loan Tenure: 48 months
Min Salary: AED 0
Processing Fee: 1.00%

Features:

Fixed interest rate; salary transfer required; no collateral; option to consolidate existing loan.

National Bank of Fujairah Logo
Flat Interest Rate: N/A
Reducing Rate: N/A
Max Loan Amount: AED 1,000,000.00
Loan Tenure: 48 months
Min Salary: AED 0
Processing Fee: 1.00%

Features:

Fixed interest rate; salary transfer required; no collateral; option to consolidate existing loan.

National Bank of Umm Al-Qaiwain Logo
Flat Interest Rate: N/A
Reducing Rate: 6.80%
Max Loan Amount: AED 5,000,000.00
Loan Tenure: 48 months
Min Salary: AED 7,000
Processing Fee: 1.05%

Features:

Available in both conventional and Islamic variants; repayment via EMI; life insurance included.