Discover a world of personal loan options in the UAE designed to meet your unique financial needs. From competitive interest rates and flexible repayment plans to exclusive benefits, our platform brings you a curated selection of loan offers that empower you to consolidate debt, manage emergencies, or finance major projects. Take control of your financial future with personalized solutions that fit your lifestyle.

UAE Personal Loans – Flexible Financing Tailored for You

Sharjah Islamic Bank Logo
Flat Interest Rate: 3.50%
Reducing Rate: 6.00%
Max Loan Amount: AED 300,000.00
Loan Tenure: 60 months
Min Salary: AED 5,000
Processing Fee: 1.00%

Features:

Structured to facilitate takeover of liabilities using Islamic financing principles.

Sharjah Islamic Bank Logo
Flat Interest Rate: 2.99%
Reducing Rate: 5.25%
Max Loan Amount: AED 200,000.00
Loan Tenure: 36 months
Min Salary: AED 3,000
Processing Fee: 1.00%

Features:

Structured as Goods Murabaha to facilitate goods acquisition.

Sharjah Islamic Bank Logo
Flat Interest Rate: 3.00%
Reducing Rate: 5.50%
Max Loan Amount: AED 300,000.00
Loan Tenure: 60 months
Min Salary: AED 5,000
Processing Fee: 1.00%

Features:

Structured as Shares Murabaha under Islamic financing principles.

Sharjah Islamic Bank Logo
Flat Interest Rate: 3.00%
Reducing Rate: 5.50%
Max Loan Amount: AED 300,000.00
Loan Tenure: 48 months
Min Salary: AED 5,000
Processing Fee: 1.00%

Features:

Structured as Service Ijarah to finance services under Islamic principles.

Saudi National Bank Logo
Flat Interest Rate: N/A
Reducing Rate: N/A
Loan Tenure: months
Min Salary: AED 0
Processing Fee: N/A

Features:

Lower interest rates for salary transfer customers.

Saudi National Bank Logo
Flat Interest Rate: N/A
Reducing Rate: N/A
Loan Tenure: months
Min Salary: AED 0
Processing Fee: N/A

Features:

Higher flexibility but slightly higher interest rates.

United Arab Bank Logo
Flat Interest Rate: 4.89%
Reducing Rate: 4.89%
Max Loan Amount: AED 2,000,000.00
Loan Tenure: 48 months
Min Salary: AED 3,000
Processing Fee: 1.00%

Features:

Based on Tawarruq (Commodity Murabaha) offering a fixed profit rate over the finance period with transparent fees.

United Arab Bank Logo
Flat Interest Rate: 4.89%
Reducing Rate: 4.89%
Max Loan Amount: AED 2,000,000.00
Loan Tenure: 48 months
Min Salary: AED 3,000
Processing Fee: 1.00%

Features:

Unsecured personal loan with competitive fixed interest rates, tailored for both UAE Nationals and expatriates.