| UAE Nationals Eligible | Yes |
| Expatriates Eligible | Yes |
| Non-Residents Eligible | No |
| Minimum Age | 18 Years |
| Flat Interest Rate | - Variable monthly rate for AED & USD (see mashreq.com/ESIR) |
| Interest Payment Frequency | Monthly |
| Islamic Banking | No |
| Minimum Balance Requirement | AED 0.00 |
| Below Minimum Fee | AED 0.00 |
| Early Closure Fee | AED 0.00 |
| Supported Currencies | AED, USD |
| Prize Draw | No |
| Cashback Rewards | No |
| Lounge Access | No |
| Requires Regular Deposits | No |
| Regular Deposits Details | One permitted debit transaction monthly without affecting interest |
| Joint Account Allowed | Yes |
| Minor Allowed | No |
| savings_accounts.can_open_online | Yes |
| Mobile Banking | Yes |
| Debit Card | No |
| Cheque Book | No |
| 24/7 Support | Yes |
| Sustainability Incentives | No |
| Goal-Based Savings | No |
