| 伊斯兰金融 | 否 |
| 最低工资 | AED 3,000 |
| 最低年龄 | 21 年 |
| 最高年龄 | 不适用 年 |
| 适用于阿联酋国民 | 是 |
| 适用于外籍人士 | 是 |
| 适用于有薪人员 | 是 |
| 适用于自雇人士 | 否 |
| 要求工资转账 | 是 |
| 就业条件 | Must be employed with a minimum salary; standard documentation required. |
| 最低贷款金额 | AED 5,000.00 |
| 最高贷款金额 | AED 200,000.00 |
| 最低贷款期限 | 6 个月 |
| 最高贷款期限 | 36 个月 |
| 固定利率： | 不适用 - Fixed interest rate with flexible repayment options. |
| 递减利率： | 不适用 |
| 处理费： | 1.00% - 1% of loan amount, subject to a minimum of AED 500 and maximum of AED 2500. |
| 提前结清费： | 1.00% - 1% of outstanding loan amount (max AED 10,000). |
| 逾期付款费： | 200.00% - AED 200 for each late payment. |
| 保险费： | 不适用 - Life insurance fee calculated as 0.01902% x loan tenure (months) x loan amount. |
所需文件
Emirates ID, salary certificate, bank statements, and employment confirmation.
促销活动
Quick approval process highlighted.
额外福利
Fast disbursal and straightforward repayment options.
特点：
Designed for urgent cash requirements with a simplified application process.
一般说明
Subject to standard eligibility and documentation; processing time within 7 business days.
