探索阿联酋多样化的个人贷款选项,满足您独特的财务需求。从具有竞争力的利率和灵活的还款计划,到专属优惠,我们的平台为您精心挑选了贷款产品,助您整合债务、应对紧急情况或资助大型项目。通过个性化方案掌控您的财务未来,契合您的生活方式。

阿联酋个人贷款 – 为您量身定制的灵活融资方案

Commercial Bank of Dubai 标志
固定利率: 3.00%
递减利率: 5.50%
最高贷款金额: AED 150,000.00
贷款期限: 48 个月
最低工资: AED 10,000
处理费: 0.50%

特点:

Up to AED 150,000 without salary transfer; quick processing; minimal paperwork.

Commercial Bank of Dubai 标志
固定利率: 3.00%
递减利率: 5.50%
最高贷款金额: AED 750,000.00
贷款期限: 48 个月
最低工资: AED 8,000
处理费: 1.00%

特点:

Finance up to 15x salary for expats, 20x for UAE Nationals; flexible repayment terms up to 48 months.

Dubai Islamic Bank 标志
固定利率: 不适用
递减利率: 7.00%
最高贷款金额: AED 4,000,000.00
贷款期限: 48 个月
最低工资: AED 3,000
处理费: 1.05%

特点:

Sharia-compliant (Sukuk purchase and sale). Flexible repayment plans, potential high financing limits.

Dubai Islamic Bank 标志
固定利率: 不适用
递减利率: 7.00%
最高贷款金额: AED 2,000,000.00
贷款期限: 48 个月
最低工资: AED 3,000
处理费: 1.05%

特点:

Finances intangible services under Ijara structure; easy installments for rent, medical, educational fees, etc.

Dubai Islamic Bank 标志
固定利率: 不适用
递减利率: 7.00%
最高贷款金额: AED 2,000,000.00
贷款期限: 48 个月
最低工资: AED 3,000
处理费: 1.05%

特点:

Allows purchase of goods via Murabaha contract at cost plus agreed profit; flexible usage (business expansions, personal assets).

Dubai Islamic Bank 标志
固定利率: 不适用
递减利率: 7.00%
最高贷款金额: AED 4,000,000.00
贷款期限: 48 个月
最低工资: AED 3,000
处理费: 1.05%

特点:

Combines multiple liabilities (credit cards, finances) into one DIB plan. Possible free-up of leftover funds if eligibility allows.

Dubai Islamic Bank 标志
固定利率: 不适用
递减利率: 7.00%
最高贷款金额: AED 4,000,000.00
贷款期限: 48 个月
最低工资: AED 3,000
处理费: 1.05%

特点:

Consolidates or restructures multiple DIB or external obligations into a single Sharia-compliant facility, often with extra top-up.

Dubai Islamic Bank 标志
固定利率: 不适用
递减利率: 7.00%
最高贷款金额: AED 2,000,000.00
贷款期限: 48 个月
最低工资: AED 3,000
处理费: 1.05%

特点:

Highlights DIB’s approach to responsible banking. Sharia-compliant structure plus a social or environmental emphasis.

Emirates Islamic 标志
固定利率: 2.00%
递减利率: 2.38%
贷款期限: 60 个月
最低工资: AED 0
处理费: 0.79%

特点:

Fixed profit rate, flexible tenure up to 60 months, Shariah-compliant Murabaha financing.

Emirates NBD 标志
固定利率: 不适用
递减利率: 不适用
最高贷款金额: AED 3,000,000.00
贷款期限: 48 个月
最低工资: AED 0
处理费: 1.05%

特点:

Salary transfer required; competitive interest rates; quick approval.