Youth National Loan
| 伊斯兰金融 | 否 |
| 最低工资 | AED 10,000 |
| 最低年龄 | 21 年 |
| 最高年龄 | 不适用 年 |
| 适用于阿联酋国民 | 是 |
| 适用于外籍人士 | 否 |
| 适用于有薪人员 | 是 |
| 适用于自雇人士 | 否 |
| 要求工资转账 | 是 |
| 就业条件 | For new job entrants or those with less than 3 months in current employment; minimum salary of AED 10,000 and an AECB score of at least 500. |
| 最低贷款金额 | AED 20,000.00 |
| 最高贷款金额 | AED 500,000.00 |
| 最低贷款期限 | 12 个月 |
| 最高贷款期限 | 48 个月 |
| 固定利率： | 不适用 - Fixed rate option available; conventional and Islamic variants offered. |
| 递减利率： | 不适用 |
| 处理费： | 1.00% - 1% of loan amount (min AED 500, max AED 2500). |
| 提前结清费： | 1.00% - 1% of outstanding loan amount, maximum AED 10,000. |
| 逾期付款费： | 200.00% - AED 200 per late installment. |
| 保险费： | 不适用 - Life insurance fee is calculated as 0.01902% x loan tenure (months) x loan amount. |
所需文件
Emirates ID, salary certificate, employment confirmation, and bank statements.
促销活动
Loan takeover option available.
额外福利
Tailored for young UAE nationals entering the workforce; option to consolidate existing debt.
特点：
Competitive terms for first-job candidates; available in both conventional and Islamic variants.
一般说明
Offer subject to credit approval and employment verification. Processing time is 7 business days.
