Compare the best auto loans available in the UAE. Find competitive interest rates, loan terms, and flexible repayment options tailored to your needs.

Best Auto Loan Offers

Abu Dhabi Commercial Bank Logo
Interest Rate: 3.35% reducing
Maximum Loan Amount: AED 1,500,000.00
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Up to AED 1.5 million finance amount, Finance up to 80% of the car value, Insurance finance option, Quick approvals, Simple documentation.

Abu Dhabi Islamic Bank Logo
Interest Rate: 4.75% reducing
Maximum Loan Amount:
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Shariah-compliant Auto Finance using Murabaha and Musawama contracts. Up to 90 days grace period for the first installment. Partial and early settlements allowed with proof of funds.

Ajman Bank Logo
Interest Rate: 3.65% reducing
Maximum Loan Amount:
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Murabaha-based Shariah-compliant auto finance, ownership transfers upon full repayment, finance up to 80% of car value, flexible repayment options.

Ajman Bank Logo
Interest Rate:
Maximum Loan Amount:
Loan Tenure: 24 months
Loan-to-Value (LTV): 50.00%

Features:

50% upfront payment and 50% deferred over 24 months, no profit rate, designed for those preferring structured payments.

Ajman Bank Logo
Interest Rate: 4.19% reducing
Maximum Loan Amount:
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Shariah-compliant auto finance for high-value luxury vehicles, finance up to 80% of the car value, flexible repayment options.

Al Hilal Bank Logo
Interest Rate: 2.48% reducing
Maximum Loan Amount: AED 1,500,000.00
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Shariah-compliant finance. No salary transfer required. Fast approval process. Flexible tenure up to 5 years. Joint income possibility with blood relatives.

Banque Misr Logo
Interest Rate:
Maximum Loan Amount: AED 6,000,000.00
Loan Tenure: 96 months
Loan-to-Value (LTV): 100.00%

Features:

Sharia-compliant Murabaha financing; Free life and disability insurance; Vehicle can be licensed to a third party from the debtor’s family or a company

Bank of Baroda Logo
Interest Rate: 5.61% reducing
Maximum Loan Amount: AED 1,250,000.00
Loan Tenure: 48 months
Loan-to-Value (LTV): 80.00%

Features:

Flexible repayment plans; Quick processing; No salary transfer required; Loan available for new and used vehicles

Commercial Bank of Dubai Logo
Interest Rate: 5.50% reducing
Maximum Loan Amount: AED 500,000.00
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Commercial Bank International Logo
Interest Rate: 3.75% reducing
Maximum Loan Amount: AED 500,000.00
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Finance available for new and used cars. Fast loan approval. No salary transfer required. Loan term up to 60 months for new cars, 48 months for used cars.

Dubai Islamic Bank Logo
Interest Rate: 4.12% reducing
Maximum Loan Amount:
Loan Tenure: 60 months
Loan-to-Value (LTV): %

Features:

Available for new and used cars, installment deferment via DIB alt phone banking.

Dubai Islamic Bank Logo
Interest Rate: 3.46% reducing
Maximum Loan Amount:
Loan Tenure: 60 months
Loan-to-Value (LTV): %

Features:

Available for new and used electric cars, installment deferment via DIB alt phone banking.

Dubai Islamic Bank Logo
Interest Rate:
Maximum Loan Amount: AED 200,000.00
Loan Tenure: 48 months
Loan-to-Value (LTV): %

Features:

Finance up to AED 200,000, installment deferment via DIB alt phone banking.

Emirates Islamic Logo
Interest Rate: 2.49% reducing
Maximum Loan Amount:
Loan Tenure: 60 months
Loan-to-Value (LTV): %

Features:

Flexible tenure up to 60 months, quick approval, minimal documentation, up to 60-day grace period for first installment.

Emirates Islamic Logo
Interest Rate: 3.19% reducing
Maximum Loan Amount:
Loan Tenure: 60 months
Loan-to-Value (LTV): %

Features:

Available for certified pre-owned vehicles, quick approval, minimal documentation, up to 60-day grace period for first installment.

Emirates Islamic Logo
Interest Rate: 3.19% reducing
Maximum Loan Amount:
Loan Tenure: 60 months
Loan-to-Value (LTV): %

Features:

Available for used vehicles, quick approval, minimal documentation, up to 60-day grace period for first installment.

El Nilein Bank Logo
Interest Rate:
Maximum Loan Amount:
Loan Tenure: 60 months
Loan-to-Value (LTV): %

Features:

Sharia-compliant Murabaha financing; Quick approval process; Covers new and pre-owned vehicles

Emirates NBD Logo
Interest Rate:
Maximum Loan Amount:
Loan Tenure: months
Loan-to-Value (LTV): 80.00%

Features:

Emirates NBD Logo
Interest Rate:
Maximum Loan Amount:
Loan Tenure: months
Loan-to-Value (LTV): 80.00%

Features:

Eco-friendly vehicle financing with possible incentives

Emirates NBD Logo
Interest Rate: 3.75% reducing
Maximum Loan Amount: AED 2,000,000.00
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features: