Compare the best auto loans available in the UAE. Find competitive interest rates, loan terms, and flexible repayment options tailored to your needs.

Best Auto Loan Offers

Emirates NBD Logo
Interest Rate:
Maximum Loan Amount:
Loan Tenure: months
Loan-to-Value (LTV): %

Features:

Down payment is placed in a fixed deposit earning interest

Emirates NBD Logo
Interest Rate:
Maximum Loan Amount:
Loan Tenure: months
Loan-to-Value (LTV): 90.00%

Features:

Custom financing for commercial and construction vehicles

First Abu Dhabi Bank Logo
Interest Rate: 4.09% reducing
Maximum Loan Amount: AED 1,500,000.00
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Loan amounts up to AED 1.5M or 80% of vehicle value, up to 90 days grace period before first payment, comprehensive insurance required, vehicle is mortgaged to the bank.

First Abu Dhabi Bank Logo
Interest Rate: 6.43% reducing
Maximum Loan Amount: AED 1,500,000.00
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Loan amounts up to AED 1.5M or 80% of vehicle value, up to 90 days grace period before first payment, comprehensive insurance required, vehicle is mortgaged to the bank.

Habib Bank A.G Zurich Logo
Interest Rate: 6.41% reducing
Maximum Loan Amount: AED 600,000.00
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Loan available for both new and used vehicles. Maximum tenure of 60 months for new cars and 36 months for used cars. Loan to value ratio up to 80%. Fixed interest rate for the entire term.

Mashreq Logo
Interest Rate: 5.99% reducing
Maximum Loan Amount: AED 100,000.00
Loan Tenure: 48 months
Loan-to-Value (LTV): %

Features:

National Bank of Fujairah Logo
Interest Rate: 2.50% reducing
Maximum Loan Amount: AED 1,000,000.00
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Fast approvals; Financing for new and used cars; Financing up to 80% of vehicle value

National Bank of Umm Al-Qaiwain Logo
Interest Rate: 5.38% reducing
Maximum Loan Amount: AED 750,000.00
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Flexible repayment up to 60 months; Available for new and used cars; Quick approval process

National Bank of Ras Al-Khaimah PJSC (RAKBANK) Logo
Interest Rate: 2.85% reducing
Maximum Loan Amount:
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Flexible repayment up to 60 months; Available for new and used vehicles; Quick approval process

Bank of Sharjah Logo
Interest Rate: 10.00% reducing
Maximum Loan Amount:
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Loan available for brand-new cars only. Loan repaid through fixed Equated Monthly Instalments (EMI). Vehicles remain mortgaged until loan repayment is completed.

Sharjah Islamic Bank Logo
Interest Rate: 2.49% reducing
Maximum Loan Amount: AED 1,000,000.00
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Sharia-compliant Murabaha financing; Quick approval process; Financing for new and used vehicles

Standard Chartered Bank Logo
Interest Rate:
Maximum Loan Amount:
Loan Tenure: 60 months
Loan-to-Value (LTV): %

Features:

Flexible repayment plans; Quick approval; Auto loan available for new and used vehicles.

United Arab Bank Logo
Interest Rate: 5.62% reducing
Maximum Loan Amount: AED 500,000.00
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

No salary transfer required; Loan up to AED 500,000; Tenor up to 60 months

United Arab Bank Logo
Interest Rate: 5.17% reducing
Maximum Loan Amount: AED 500,000.00
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

No salary transfer required; Loan up to AED 500,000; Tenor up to 60 months; Supports green vehicle financing

United Arab Bank Logo
Interest Rate: 5.62% reducing
Maximum Loan Amount: AED 500,000.00
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Sharia-compliant Murabaha financing; Tenor up to 60 months

United Arab Bank Logo
Interest Rate: 5.17% reducing
Maximum Loan Amount: AED 500,000.00
Loan Tenure: 60 months
Loan-to-Value (LTV): 80.00%

Features:

Sharia-compliant Murabaha financing; No processing fee; Tenor up to 60 months; Supports green vehicle financing